Why I Chose to Attend a Women’s College

Despite the fact that school affirmations have gotten progressively serious, not all universities are seeing an expansion in applications.Last year, we composed an article on Why Women Colleges Are Losing Funding to bring to our perusers consideration that not all schools are flourishing in reality as we know it where getting an advanced education is increasingly significant. While ladies schools may not be as famous as they used to be, there are a couple of universities that despite everything stick out. We solicited one from our s going to a womens school why she chose to apply and take on one:Jodis StoryThe thought of going to a women’s school may not be alluring to numerous little youngsters applying to school for a wide range of reasons. Two of the most compelling motivations I’ve heard why numerous young ladies would prefer not to go to a women’s school is that there is absence of male nearness nearby, and that going to a women’s school must accompan y a lot of dramatization. As a current understudy of a women’s school (Smith), I can guarantee you that none of these reasons have ever been an issue during my time in college.The thought that heading off to a women’s school must be exhausting in light of the fact that there are no young men around is false. Heading off to a women’s school is similarly as fun as setting off to a coed school, and as I would see it is considerably progressively fun. The extraordinary thing about a women’s school is that understudies don't feel as if guys command the study hall or are preferred over female understudies, which is very empowering.Thinking that there is more show at women’s school than at a coed school is likewise bogus, in reality I have found there is less dramatization. Most understudies going to a women’s school aren’t concentrated on folks however are centered around their investigations, which practically rules out dramatization with other girls.The best perspectives about going to a women’s school is the ladies strengthening nearby. Ladies can overwhelm inside and outside the study hall, and are allowed to communicate their convictions without pondering what their male partners will say about them. Since ladies overwhelm in the study hall, we get training where we feel as if we are equivalent men, which is significant in a male predominant society. What’s extraordinary about a women’s school is that ladies can take classes that would be in any case overwhelmed by men, for example, classes in the STEM field. I decided to go to a Women’s school since I feel as if I would be around a school of ladies continually hoping to engage one another. I have likewise discovered that I have come to esteem the companionships I have made with different young ladies, and that by going to a women’s school I am progressively arranged to take on a male overwhelmed society.

Problems with International rights

Official rundown Human rights allude to the fundamental rights and opportunities that each individual over the globe is qualified for. The acknowledgment and execution of these rights by the states is the establishment of opportunity and at last outcome in equity and harmony all around the world.Advertising We will compose a custom appraisal test on Problems with International rights explicitly for you for just $16.05 $11/page Learn More The infringement of these rights has prompted brutal acts which have prompted lamentable results and affected contrarily on the connection between nations. The rights this report will concentrate on are women’s rights that have not been all around executed and those that have been dismissed. It will concentrate on human rights and state power. It will likewise concentrate on the subject of who is at risk just as western impact in the strategy making and execution of human rights. The states ought to concur and join as one to execute with no tr ade off or partiality stricter arrangements the whole way across the globe. No rights ought to be dismissed and a type of risk ought to be clear once ones rights are disregarded. All gatherings ought to be considered in the execution of human rights and the assignment of approach making and usage of human rights ought to be left to an impartial structure that runs without outside impedance. Setting and significance of the issue These issues sway contrarily on worldwide exercises and global relations. Rights that depend on sexual orientation The general idea of human rights doesn't completely concentrate on the issues that ladies face. In spite of the fact that a few articles in the different human rights presentations and shows attempt to push for a woman’s place in the family and working environment decidedly, a few elements are as yet stifling these policies.Advertising Looking for appraisal on worldwide relations? How about we check whether we can support you! Get your fir st paper with 15% OFF Learn More The privileges of ladies are difficult to execute while some are being disregarded (Wight, 2006, p. 38). Poor pay rates and working conditions are a portion of the issues ladies are oppressed in the work place. In certain nations they are disconnected and named as â€Å"home workers†. There are a great deal of instances of abuse and damage to ladies. These remember sexual maltreatment and assault as an apparatus for times of war. There are rates of constrained parenthood in Ireland. Abusive behavior at home as a component of the respect code is done in Brazil and Italy. Such bodies of evidence are not ensured against by the human rights shows. Ladies and youngsters bodies have likewise campaigned against exercises like the sex laborers advertise for visitors found in nations like Philippines and Barbados and the utilization of sex laborers to serve the American militaries at their bases just as the utilization of whores from Eastern Europe in Western Europe utilizing power by the mafia packs. Some balance rights albeit made for good, are forgotten about, thus, making their usage hard for example equivalent work rights (Wendt, 1999, p. 36). Despite the fact that this privilege is extremely significant, a few elements like change in maternal courses of action ought to be set up in order to encourage it. Guarantee obligation now and again isn't clear now and again, it isn't clear against who a particular case is made and to what degree the case can be made. Singular rights are intended to be made against the state, yet at times it is difficult to make guarantees as the state may not perceive the case or even the gathering that has abused a human right. Such cases make it difficult for a person to lay case. A model is the situation of the cases that were being made against the Nigerian Oil organization Shell which is a body. The impact of the west The west activities a ton of intensity with regards to the creation and usage of human rights. The rights are formed according to the western point of view. This makes their application in different territories of the world hard.Advertising We will compose a custom appraisal test on Problems with International rights explicitly for you for just $16.05 $11/page Learn More A further logical inconsistency is the way that a few rights are ignored in the west. Some Muslim gatherings feel that the west typifies ladies and that the flourishing pornography industry is a pointer of the disregard of the rights. The west likewise has an inclination of politicizing help terms to the creating nations, henceforth, expanding their control and impact, rather than simply supporting the nations. Singular rights and state power Rights are disregarded in situations where a state doesn't remember them (Waltz, 2001, p. 82). This leaves a few states to complete some primitive demonstrations unafraid of result or thought of ethics. These cases are clear in the Rwandan destruction an d Kosovo emergency where the rights were ignored. Scrutinize of arrangement choices The strategy that advocates for sex balance doesn't lay thought to the way that this approach can't remain all alone. Fairness in the work spot ought to likewise alter different strategies like maternal leave to suit the requirements of ladies, subsequently, giving them a superior possibility of contending. These rights are there however they are not actualized, henceforth, a few people exploit this and strip the rights and opportunities of ladies. In spite of the fact that the UN contract expresses that cases ought to be made on the express, a few states don't perceive these rights. Therefore, it turns out to be difficult for the people to guarantee. A few rights are damaged by groups of which there is no reasonable rule on the best way to make claims against such associations. The west offers help to creating nations according to the strategies of the UN and yet they secure the nations with terms a nd conditions which in the long run expands their control and strength over them.Advertising Searching for evaluation on global relations? How about we check whether we can support you! Get your first paper with 15% OFF Find out More Some sovereign states don't actualize the states of the UN; subsequently, they disregard the results of human rights infringement (Drezner, 2011, p. 88). This has brought about mass killings and other boorish goes about as the people are not arraigned by the state and now and again they are even secured by the state. Strategy suggestions The arrangements set up to help ladies ought to likewise be supported up with approaches that will support them. The approaches should concentrate on everything about may disturb execution, e.g., regarding balance in the work environment. Strategies ought to likewise be set up to help it for this situation a maternity period ought to be conceded and should involve things like paid leave and employer stability so as to dodge pointless punishments. Arrangements ought to likewise be set up to cover all the issues ladies face along these lines leaving no escape clauses. States ought to likewise actualize stricter arrangements in order to demoralize indiv iduals from damaging them. This could be as expanded sentences and punishments. States ought to be urged to perceive imperative rights with the goal that the residents can have the option to lay case in the event that ones right is disregarded. This will be accomplished through the states acknowledgment and execution of the right. Strategies ought to be set up according to the states laws to have the option to arraign bodies on the off chance that they disregard an individual’s rights. A structure liberated from political impedance and national personal circumstance ought to be set up to make approaches identifying with human rights. It ought to consider the way that various nations have various philosophies dependent on their convictions and practices. The arrangements ought to think about the distinction in religions, clans and societies. Help given to the creating nations ought not have any terms joined to the understanding, subsequently leaving the nations liberated from western control. The nations in the west ought to likewise be pushed to actualize the strategies that they have supported for. States ought to be urged to give high need to human rights. An exacting understanding ought to be set up to manage cases like those of national rights infringement, and it ought to have stricter approaches that diagram the results of state infringement or assurance of human rights violators. These arrangements could be stricter authorizes and cut off in relations with different nations (Weber, 2009, p. 51). Determination An impartial structure dependent on ethics ought to be set up to guarantee an unprejudiced execution of human rights. States ought to organize human rights. Rights thought ought to be made regarding the distinctions across fringes. The privileges of ladies ought to be organized and states should put exacting measures to guarantee their execution, subsequently guaranteeing that ladies are secured. The usage of these strategies will enormously help the worldwide impression of human rights, prompting opportunity, equity and harmony. References Drezner, D W 2011, Theories of worldwide legislative issues and zombies, Princeton University Press, New Jersey. Three step dance, K N 2001, Man, the state, and war: a hypothetical examination, Columbia University Press, New York. Weber, C 2009, International relations hypothesis: a basic presentation, Taylor Francis, New York. Wendt, A 1999, Social hypothesis of global legislative issues, Cambridge University Press, Cambridge Wight, C 2006, Agents, structures and worldwide relations: governmental issues as cosmology, Cambridge University Press, Cambridge. This appraisal on Problems with International rights was composed and put together by client Natasha Charles to help you with your own investigations. You are allowed to utilize it for research and reference purposes so as to compose your own paper; be that as it may, you should refer to it in like manner. You can give your paper here.

Can Consolidating Debt Help Your Credit Score

Can Consolidating Debt Help Your Credit Score Can Consolidating Debt Help Your Credit Score? Can Consolidating Debt Help Your Credit Score?Consolidating your loans and credit cards can definitely improve your credit ratingâ€"but you have to be careful.You know you need to be careful about taking on too many loans but it already happened and now you’re not sure what to do. You’re wondering if there’s anything you can do to fix your debt problems and improve your credit score. You don’t want to start missing payments and end up with bad credit or turning to payday loans and no credit check loans.You might have heard of debt consolidation, and you’re wondering if consolidating your loans and credit cards helps your credit score. You might even have found this article while searching online for an answer to that very question!Well, we’re here to provide those answers, as well as explain what loan consolidation means in general. Read on, and consolidate your knowledge.What is “debt consolidation” anyway?On a basic level, debt consolidation means taking multiple lo ans and turning them all into one loan. (It can also work with credit cards.) There are multiple reasons you might consider debt consolidation, but on a basic level, you hope that paying off one big loan will be cheaper and more manageable than paying off all of the smaller ones.To learn more about debt consolidation, check out our three-part blog series, Debt Consolidation 101.So that’s the idea. But does it work out that way? And how does it impact your credit? Let’s find out!Credit where credit is due.One of the most common ways to turn many loans into one loan is to take out a new loan big enough to pay off all the other ones entirely. Then you’ll just be paying off that new loan. And it can be a good move for your credit.“If you take out a personal loan from your bank to pay off your credit cards, you can see your score go up as the cards get paid down,” nationally recognized credit expert Jeanne Kelly (@creditscoop) told us. “This can help you pay the credit cards faster since the interest rate is lower, but you have to be careful not to rack up more debt on those cards now that the balances are low again or paid off.”Katie Ross, Education and Development Manager for American Consumer Credit Counseling , also explained how debt consolidation loans can impact your credit:“Consolidation can help improve your debt and credit situation. One way to consolidate credit is through a personal loan. This way you will pay off balances on multiple accounts, likely see lower interest rates, lower monthly payments, and a shorter payoff time.“In turn, by consolidating with a personal loan, you will see a significant reduction in your credit utilization ratio, which accounts for 30 percent of your credit score. Credit utilization is the amount you owe on your credit cards versus the total amount of credit available.”All right, so loan consolidation sounds like a great plan. Time to find the first loan consolidation place you can and get all your loan s consolidated. Right?But tread carefully.Not so fast! Like with any kind of loan transaction, you’re going to want to do your research before getting your loan consolidated.Jeanne Kelly stresses the dangers you have to watch out for: “If you sign up for a debt consolidation program, you do have to read the fine print as many do damage your credit if the accounts with your creditors get paid late and get noted as making partial payments. I see this often and most times the client never knew this would report as such. Again, be careful what you sign up for as you signed an agreement with the credit card company to pay on time.”Natasha Rachel Smith, a personal finance expert at TopCashback.com (@TopCashBackUSA), gave an extensive overview of the cautious approach to loan consolidation:“If you’re in debt, only four things â€" simultaneously â€" will help you avoid greater debt: changing your attitude towards money, putting the brakes on spending, throwing more cash towards ou tstanding debts, and getting the interest rates of your borrowing as low as possible. It’s essential to put all four points into action to avoid greater debt; not only one, two, or three.“Regardless of how badly you are in debt, always make the minimum repayments on your credit cards and loans. This will preserve your credit score as best as possible. If you’re not able to meet even just your minimum repayments, you are spending more than you should and have to address that immediately. Write down a budget, pause any non-essential spending, and investigate getting a second job; that’s how serious not being able to cover your minimum repayments is.Is debt consolidation a good option for you?Smith continues:“When it comes to getting the interest rate of your debt as low as possible, if your credit score has been affected because you haven’t been able to keep up with your minimum repayments in the past, you won’t be eligible to move balances to new credit cards that offer dirt-cheap introductory interest rates. Therefore, your call to action is to try to negotiate with your current lenders. See if they will lower their interest rates. If they won’t, look into how much the interest rate of a balance or money transfer and its fee would be with your existing cards to switch debt around.“If that avenue doesn’t prove fruitful, possibly because you don’t have enough credit available or your providers aren’t offering you a lower interest rate for balance or money transfers, consolidating your borrowing to be with one provider might be something worth considering. Before you commit to the idea, call each of your existing lenders and write down the interest rate you’re paying for each debt. If you have personal loans, find out if there’s an early repayment charge attached to your agreements.“If the interest rate is five percent or less, put that debt to one side and continue chipping away at it. If the loan has an early repayment charge, put that debt to one side and continue to repay it.“For all debts that are charged more than five percent in interest costs, as a last resort for those with a very poor credit score, it could be worth considering combining them to be paid off with a reputable loan provider. It’s vital to find a loan provider that will lend to you with a poor credit score but that also doesn’t charge an extortionate rate of interest or makes you agree to a lengthy term or unfair penalties if you accidentally miss a repayment. Read customer reviews online to guide your decision.Sadly, it’s likely that the interest rate will cost much more than your existing interest rates, but it’s important to get to a point where you’re able to afford your minimum repayments again; for the benefit of trying to rebuild your credit score to aid your future financial worthiness. Check whether you can pay more than the set repayment amount each month without a penalty. Only take this consolidation route if you a re confident you can remain disciplined and change your spending habits once you’ve combined the applicable debts.“Never, ever switch debt simply to have it with one lender because you think it makes it more manageable; that’s a falsehood and will cost you so much more in the long-run. That attitude will lead you into accruing further debt, snowballing additional borrowing on top of the debt you’ve already consolidated, bringing you back to square one.”If you already have not-so-great creditâ€"and have taken out the bad credit loans to matchâ€"then you are going to want to think long and hard before pursuing debt consolidation. Lower credit scores mean higher interest rates, which means that finding a consolidation loan with a lower rate (and qualifying for it) might just not be in the cards.But dont let that get you discouraged. Follow all of this advice, and you should be able to figure out if loan consolidation is a good option for you.What have your experiences been wi th debt consolidation? We want to know! You can email us  or you can find us on Twitter at  @OppLoans.ContributorsJeanne Kelly  (@creditscoop)  After being turned down for a mortgage 15 years ago, Jeanne Kelly realized she needed to get her credit in order. Not only was she able to fix her bad credit, but she took the skills and knowledge she gained and decided to share it with the world. Now she’s a nationally regarded credit coach and expert, with multiple books and television appearances. She’s also been kind enough to share her insights with us  on  many  different  occasions. Follow her on Twitter and check out her  site  to get the credit help you need!Natasha Rachel Smith  (@topcashbackusa) is head of global communications at  TopCashback.com. Natasha’s background is in retail, banking, personal finance and consumer empowerment; ranging from sales to journalism, marketing, public relations and spokesperson work during a 17-year career period. She’s originally from Lon don, UK, but moved to Montclair, New Jersey, USA, several years ago to launch and run the American arm of the British-owned TopCashback brand; a global consumer empowerment and money-saving portal company.Katie Ross joined the  American Consumer Credit Counseling  management team in 2002 and is currently responsible for organizing and implementing high-performance development initiatives designed to increase consumer financial awareness. Ms. Rosss main focus is to conceptualize the creative strategic programming for ACCCs client base and national base to ensure a maximum level of educational programs that support and cultivate ACCCs organization. Ms. Ross is certified by the Center for Financial Certifications as a Certified Personal Finance Counselor.

Economics Of The Gold Standard Debate - 963 Words

Economics of Globalization September 18, 2015 Sydnee Lyman The Gold Standard Debate Beginning in 1870, each nation converted their national currencies to their relative worth in gold. This was called the Gold Standard and it has brought up many arguments between politicians, businessmen, and organizations with prominent economists on whether or not to return to it. Although there are multiple reasons why America should not return, there are also many resurfaced ideas that would make it very profitable for us to do so. The United States abandoned the gold standard to finance WWI. Shortly after the war was the beginning of the Great Depression. The Gold Standard constrained governments from helping the financial system and the economy during this time. The reason we abandoned the Gold Standard was because of the crisis our country and many others were in. The Gold Standard began in 1870 in Britain, which ironically was the first country to go off of it in 1931. The United Stated adopted this policy in 1913, this guaranteed the amount of paper money you had could be re turned to the government for the amount it is worth in gold. This made paper money actually worth something to citizens living in nations where they were unsure of the value. When gold deposits were mined, the value of currency dropped. In America, printing money was the cause of hyperinflation. During WWI, many countries abandoned the Gold Standard to finance the war then returned shortly after. Then in 1929,Show MoreRelatedTaking a Look at the 1920s1642 Words   |  7 PagesAlmost all of the countries involved in the conflict were obliged to reduce the gold content in their coins with reference to the period before the conflict. The exceptions were the United States, which returned to the Gold Standard in June of 1919 and England, which returned to the Gold Standard in April of 1925. While the U.S. took the post –war position as the world s largest creditor and entered a period of unprecedented prosperity, England faced major financial difficulties, with a decisionRead Mor eThe Effects Of Currency And Commodity On The Economy1367 Words   |  6 PagesAs mentioned previously, the United States abandoned the gold standard and switched over to fiat currency. â€Å"The term fiat money is used to describe currency that is used because of a government’s order, or fiat, that the currency must be accepted as means of payment.† (Investopedia) During the gold standard, the countries money was back by gold, however since 1971 when the link between dollar and gold was severed, the dollar’s value has not been backed by a physical commodity. â€Å"The value of fiatRead MoreWilliam Mckinley, A Influential Leader For Making The United States1734 Words   |  7 Pagesfor being a prominent leader for making the United States a better place and changing the life for American people. 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We will analyze the causesRead MoreAnalyze the Ways in Which Techonology, Government Policy, and Economic Conditions Changed American Agriculture in the Period 1865-1900775 Words   |  4 PagesIn the period 1865-1900, technology, government polic y, and economic conditions all changed American agriculture a great deal. New farming machinery had a large role in the late 19th century, giving farmers the opportunity to produce many more crops than they had ever been able to previously. The railroads had an enormous influence on agriculture. They were able to charge the farmers large fees, expenses that farmers barely had enough to cover, in order to transport their goods throughout the expansiveRead MoreInternational Trade And Domestic Monetary Policy Essay983 Words   |  4 Pagespolicymakers even today. Some policymakers commiserate with purposes of currency manipulation, especially as protection against economic shockwaves and for providing income for upcoming generations when nonrenewable resources are exhausted. Although the unemployment figures have perceivably plunged in recent times, the economic downturn of 2008 has left a trail of economic and social displacement. The United States has already lost millions of jobs due to currency interventions by other countriesRead MoreHow Chinas Currency Manipulation1562 Words   |  7 PagesDiscuss How China s Currency Manipulation Has Cost the United States in Jobs and Production China’s currency manipulation by devaluing the yuan degrades our current economic thinking and has heavily impacted the United States resulting in growing trade deficits and job losses. The elimination of currency manipulation could result in millions of new jobs, rebuild the economy, and reduce trade deficits. Although, some economists believe currency manipulation is not at fault for these negative resultsRead MoreDoes United States Need A Central Banking System?1740 Words   |  7 Pageseconomies. Central banks are also responsible for finalizing buying and selling policies, issuing currency notes, influencing political decisions on economic front and stay independent of any external impact in its decision making. These banks should ideally be divested of any sort of commercial interest, and must act in the best interest of its nation’s economic stability. A lot of meaning is carried out in being identified as ‘independent’ authority, where the bank possess powers to take its own decisionsRead MoreThe World s Economy Was Devastated1732 Words   |  7 Pagesworld saw rise to globalization. Globalization is process of integration of the world’s views, products, ideas and culture. As more and more countries began to interact and the barriers of global economy were broken, the effects of one country’s economic problems could affect their trade partners and other markets. This would be most noted in the next financial crisis for which hit the U nited States hard in 2008. With the United States alone, the crisis saw the stock market drop, the house marketRead MoreControversy Surrounding Research And Therapeutic Use Of Stem Cell Technology831 Words   |  4 Pagesdisparate views for and against stem cells arise out of the bioethical implications of an inchoate innovation, the general public’s tenuous understanding of the underlying technology itself, and sociopolitical ideologies. Due to the somewhat aged debate, recent revelations and advancements have changed the principle arguments and should be addressed accordingly. In order to understand arguments against the use of stem cell technology in the United States, it is crucial to understand the sociopolitical

Leonardo Da Vinci vs. Michelangelo Buonarroti Essay

Leonardo da Vinci vs. Michelangelo Buonarroti Linda Williams Art 101 Instructor: Anne Olden April 9th, 2012 1. Thesis statement a. Michelangelo’s sculpting of David, the Pieta, as well as his painting of the Creation of Adam on the ceiling of the Sistine chapel was some of his great works that influenced the art of the 16th century; Leonardo da Vince also contributed great works such as; the Last Supper, the Mona Lisa, and the Modonna of the Rocks. 2. David a. Michelangelo was summoned by Piero Soderini, to sculpt the David from marble in Florence in 1501 (David, n.d.). His sculptor was different from previous ones in that he chose the moment before he slays the giant. His head is turned to the side watching the†¦show more content†¦Leonardo used oil and tempera on the wall of plaster. This short cut in color technique was a failure. The work was soon ruined do to moisture soaking into it (Gillet, n.d.). There are many artists who painted the Last Supperl. Leonardo chose the moment that Christ announces that there is a traitor among them for his painting. Leonard o divides the apostles into two groups of three on both sides of Christ. This leaves Christ as the focal point in the picture. He expresses several different convictions seen in the faces of the apostles such as; sorrow, indignation, and denial. The ceiling is in his usual perspective style, it appears to go far beyond the wall it is painted on (Kleiner, 2010). 6. Mona Lisa a. â€Å"Leonardo’s Mona Lisa is probably the world’s most famous portrait† (Kleiner, 2010 p.461 par.1). The subject of this painting may have been wife of Francesco del Giocondo (Hilton, n.d.), a wealthy man from Florence, Itily. Her name was Lisa and Mona means ‘Lady’ (Mona Lisa, 2002). Her smile is rather pleasant with a misty haze in the background. 7. Madonna of the Rocks a. Leonardo’s Madonna of the Rocks was painted in Milan, Italy, with oil on wood. There were three panels, the two side panels were of angels one in green and one in red. These were to be painte d by the de Predis brothers, overseen by da Vinci. The center piece was to be painted by Leonardo alone (National gallery, n.d.). This storyShow MoreRelatedRenaissance Ideals of Humanism Are Expressed in the Italian Art of the Period970 Words   |  4 Pagesin the Italian art of the period, through the works of various artists like the recognizable Leonardo da Vinci who emphasized humanism ideals with his masterpiece of the human body with the Vitruvian man, there was also Michelangelo Buonarroti representing human divinity with his human sculpture of David Botticelli and finally, the impacting artist Raphael. The Italian renaissance artist Leonardo Da Vinci can be recognized as one of the most outstanding artists of the period who, in addition, stronglyRead MoreEssay on Raphael Sanzio Inspired1449 Words   |  6 Pagesand then he would combine them with his own personality to create some of the best works from his era. Raphael Sanzios work of the Italian High Renaissance era is the result of influences and incorporation of techniques of Michelangelo Buonarroti, Pietro Perugino, and Leonardo DaVinci. Raphael Sanzio is most well remembered for his dynamic works from his time. Raphael was born in Urbino in the province of Umbria in 1483. Fortunately for him, his father, Giovani di Santi, was a painter who beganRead MoreRenaissance in Cinquecento Italy 1313 Words   |  6 Pagesfacial expressions, as well as any relevant elements of art and principals of design (see handout from September or Google â€Å"art elements and design principals†). ANDREA DEL VERROCCHIO, David 1465 – 1470 or DONATELLO, David, 1440–1460 VS. MICHELANGELO BUONARROTI, David, 1501 – 1504 Interest in humanism and the rebirth of Classical, spur an interest in authentic Roman and Greek sculptures. The revival of nudity in life-size sculpture was initiated by Donatello’s David, and continued through the

Financial Markets Assignment Free Essays

FINANCIAL MARKETS INSTITUTIONS ASSIGNMENT 1. Explain how interest rates decline following major Fed purchases of mortgage-backed securities. The FED implements quantitative easing by buying financial assets of longer maturity, e. We will write a custom essay sample on Financial Markets Assignment or any similar topic only for you Order Now g. , mortgage-backed securities, from commercial banks and other private institutions in order to inject a pre-determined quantity of money into the economy. This is a means of stimulating the economy and lowering longer-term interest rates further out on the yield curve; quantitative easing increases the excess reserves of the banks, and raises the prices of the financial assets bought, which lowers their yield. Graphically, this can be explained with the aid of Figure below. The supply of money is shifted from point 1 to the right (MS1 to MS2) and, all else equal, the new equilibrium point (with aggregate money demand curve) is at point 2, where the interest rate is lower. i i1 i2 AD1 MS1 MS2 Quantity of Money 2. What could be the implications of lower interest rates for households and businesses? By implanting the policy of purchasing mortgage-backed securities, the FED has set its sight on increasing consumption and investment, which will ultimately increase employment. As described in question one Bernanke’s policy decreased interest rates to new record lows, encouraging borrowing for both businesses and households. The ability to borrow money at more attractive rates stimulates investment in durable consumer goods, such as automobiles, and in operational necessities such as buildings and capital equipment for businesses. Indeed, after the implementation of the policy mortgage applications increased significantly. Because of low interest rates households and businesses as investors could shift their preference away from bonds and into stocks. According to frbsf. org, the increase in stock trading volume has the effect of raising the value of existing stock portfolios, which in turn stimulates consumer and spending across the country due to the psychological effects of rapid capital appreciation. Lower interest rates can have negative effects on the value of the local currency compared to other currencies. As foreign investors dump their local-denominated investments in favor of more profitable currencies, exchange rates can shift to the detriment of the local currency. The weakening of the local currency serves to increase the attractiveness of local goods to foreign purchasers, which has the effect of boosting exports and international sales. All of the factors mentioned above have the combined effect of increasing productive output, or GDP, and increasing employment across a wide range of industries. As individuals, businesses and foreign investors are encouraged to spend more due to increased access to capital, higher portfolio valuations and weaker currency values, businesses in nearly every sector experience an increase in sales, often requiring them to grow their operations and employ additional labor. However, there are some negative implications from this policy. Without a strong commitment to control inflation over the long run, the risk of higher inflation is one potential implication of experiencing real interest rates below the economy’s natural interest rate. Low interest rates provide a powerful incentive to spend rather than save. In the short term, this may not matter much, but over a longer period, low interest rates penalize savers and those who rely heavily on interest income. If short-term interest rates are low relatively to long-term rates, households and firms may overinvest in long-term assets, such as Treasury securities. If interest rates rise unexpectedly, the value of those assets will fall (bond prices and yields move in opposite directions), exposing investors to substantial losses. Finally, low short-term interest rates reduce the profitability of money market funds, which are key providers of short-term credit for many (large) firms, e. g. the commercial paper market. 3. Explain the Fed’s policy dilemma and try to rationalize why unemployment in the US is stubbornly high while inflation is low. Based on the theory of the Philip’s curve diagram we notice that there is an inverse relationship between inflation and unemployment. Stated simply the lower the unemployment in an economy the higher the rate of inflation. Philip’s Curve Inflation Unemployment The explanation of the inverse relationship between inflation and unemployment is based on two assumptions. The first has to do with the fact that as unemployment rises there is no room for workers and labor unions to demand an increase so a wage inflation that would increase the prices of the final products cannot occur. Secondly high unemployment is a reflection of the decline in economic output and indicates an economy’s slowdown. Therefore competition among firms in recession will lead the prices at lower levels. But this is not the case currently in the US since we observe high unemployment and low inflation. The FED is concerned about the unemployment rate and in an effort to stimulate the economy and improve the labor market conditions it started implementing the quantitative easing policy. So the FED purchased MBS, helped banks to rebuilt their balance sheets, contributed into maintaining price stability, preserved interest rates near zero for more than three years, and prevented the economy from slipping into greater recession. Despite all these efforts the situation in the labor market did not improve. Apparently the fact that unemployment is still very high depicts the limitations of the monetary policy. The low business confidence, policy uncertainty, and the government’s reluctance to act are beyond the FED’s capacity. What is more the infinite use of the quantitative easing may produce undesirable effects in the long run such as stagflation. The only optimal solution under these circumstances is the co ordination of the FED’s monetary policy with the government’s fiscal policy plan that could boost the society’s confidence. . Do you think that another round of quantitative easing (QE) by the Fed would help stimulate the US economy? Please explain. The FED declared that the use of QE will be aggressively continued until the economy is improved. The cash injections into the economy helped interest rates to remain at low levels. Consequently everyone wins from this decision in the short run; homeowners can borrow at historical low levels of inter est rate, corporations can also take advantage of this act and invest, consumption increased and also the banks increased their profits and the stocks record a growth. So as long as the QE is active in the short run everyone is a winner. But in the long run things become vague. First of all historical evidence shows that despite the fact that interest rates may be at levels near zero it remains uncertain whether this will be the incentive to boost the actual economy. Secondly the fact that consumers will have more money to spend but fewer goods to buy might lead to a hyper inflation. Furthermore by repeating the use of QE is very possible to lead to a liquidity trap, unless the economy finds ways to stimulate production. Last but not least the FED’s decision to inject cash into the economy by purchasing MBS is questionable; Mortgage backed securities entail the risk of defaulting once again as they did in the real estate crisis and that would cost the Americans a lot more money repeating the history that started back in the September of 2001. To sum up the use of QE is indeed very effective but only in the short run. Short periods of economic recession can be avoided by stimulating the economy temporarily through cash injections but to maintain growth on the real economy we need to improve labor market conditions, productivity, innovation and bolster the economy’s confidence. So a combination of fiscal and monetary policy is the only way to prevent an economy from collapsing, and also is this is the only way to avoid a possible systemic risk that will negatively affect all the institutions and individuals. . How is a loose Fed monetary policy in the US affecting fundamentals (such as inflation, asset and commodity prices) in other countries? What does that imply about global monetary policy? Since the dollar is the vehicle currency in the global economy almost every country is tied to its value and everyone is affected by the monetary decisions of the FED. By the QE, the supply of dollars is increased and consequently the dollar depreciates against foreign currencies. This means that America’s exports will increase and on the contrary the imports will decrease. So countries trading with the US fear about the capital inflows and the possible inflation on commodities. On the other hand the FED support that there can be no further inflation since the global economy is in recession. Moreover countries experiencing huge capital inflows resulting in inflation can implement fiscal policy, such as imposing taxes, in order to contain the effects of foreign capital inflows which push up local stock prices and the currency itself. Every country should focus on its own monetary policy adjusting it to the problems that may experience. For example the US chose to inject more money in the economy. The results of such a decision are low interest rates, more exports but always with the risk of inflation. On the other hand a country experiencing high inflation might limit the money supply, increasing the interest rates with the risk of experiencing a decline in exports. How to cite Financial Markets Assignment, Essay examples

Customer Retention in Hospitality Industry CRM

Question: Discuss about theCustomer Retention in Hospitality Industryfor CRM. Answer: Research Methodology Introduction The research purpose is for evaluating the usage of the CRM (Customer retention management) strategies in the sector of hospitality industry. Execution and CRM theory suggests the strategies of customer retention have increasingly become more significant over past ten years. As per Kotler (2008), it has some focus on the client retention but changed recently focused has happened and Strategies of Customer Retention have introduced for instance, Loyalty programs, Marketing of customer relationship, etc. In this way the specialist utilized an exploratory research approach in stage two. This approach is utilized to explore a point or an issue keeping in mind the end goal to build up an understanding to the basic way of the subject. This is important to the examination procedure as the scientist's goal is to inspect the exploration subject from an interior point of view and furthermore an outside viewpoint. For stage two the specialist utilized a blended mode look into process, this was utilized as a part of request to additionally investigate the exploration theme. Motivation The experience of the researcher in the interest of the customer retention and hospitality industry is the motivation for the study of the research. These are the factors that have made the researcher known for the required effort for building the loyalty towards customer. Descriptive research enables the analyst to recognize different answers identified with the examination subject. It enables the specialist to be elucidating while giving conclusions on the understudy. (Nunes, 2006) The scientist felt that and in addition elucidating the examination procedure would be more effective on the off chance that it additionally adopted an exploratory strategy. Research Questions The aim of this study is for examining the efforts that the hotels are using for retaining the existing clients in present scenario of economic crisis. Over the previous decade business' have started to concentrate more on keeping clients as opposed to simply increasing new ones. Organizations have adjusted to the reasoning that if organizations keep their clients, construct connections and loyalty towards customers then these clients will turn out to be more productive than a consistent stir of new clients. Therefore, below are some of the primary questions that are based on the research and are examined in this research paper: Retention strategies that are implemented currently in the hotel industry Recent modifications that are done in these strategies because of the present economic climate In external initiatives involvement is there External initiatives and measurement of the CRM Research Philosophy As per Creswell (2003), paradigm also called as philosophies of the research, is the suspicion that the scientist will start the exploration procedure with, in connection to what they will realize and how they will master amid the request procedure. This methodologies has a few assumptions, for example, "the implications are built by individuals as they take part in the social setting that they are deciphering", "people draw in with world and make sentiments in light of their own social points of view, the analysts look to get a comprehension of the setting of members and to make a translation the scientist makes this in light of their own social viewpoints", and " the specialist procedure has a tendency to be an era of importance which is social in nature and emerging from connection in groups". Research Design The research aim that is exploratory is for searching or exploring through the situation or issue for giving understanding and insights. Descriptive research is the research that is going to describe the functions or characteristics of the market and includes structured and pre-planned design that is used normally for making specific predictions. The exploratory research results are tentative and followed normally in future research. With the help of the approaches of mixed method research permits researcher for developing the triangulation on topic of research. (Malhotra, 2007) This triangulation is the significant element in research procedure and offers researcher the in-depth and flexible approach in process of research. (Kenningham, 2001) Collection of Data Primarily the review of intensive and relevant literature was carried out for recognizing the relevant secondary information or data that will guided the methods used in primary collection of data. In this research, firstly the descriptive research and then the second that is exploratory research were finished. The phase one was concluded by the descriptive research for collection of primary data and was carried out to destination audiences by administering of surveys. Initially researchers though to use qualitative approach with the help of in-depth interviews but because of time constraint the researcher uses the option that will make sure having high rate of the response. Secondly, the exploratory research is carried out method of mixed mode. Phase One: Survey Target audience They are the population from hotel sector and list was created which contains best hotels such as Hilton, Marriott. Sampling Each hotel is considered for sampling and the frame of sampling is the census sample. The nature is method of non-destructive method. (Malhotra, 2007) Design of survey Saunders (2009) highlights the significance of the questionnaires that are well designed and requires for collecting the data that is precise and needed for answering the research aims. The design of the structure using structured questions that pre-specify the response set format and alternatives. The formats of the questions were very nominal that uses class percentages and numbers to indentify. Likert and comparative scales were utilized with the help of rank orders. In survey dichotomous questions were used. This dichotomous questions is the question structure which contains only two alternatives of the response like no and yes. The study experienced various modifications before being sent to respondents to guarantee the effective gathering of vital information. Overviews were managed by means of mail to the evaluation populace. The overviews were gone with stamped tended to envelopes keeping in mind the end goal to expand reaction rate. Reviews were too joined by an introductory letter enumerating the motivation behind the examination and furthermore to guarantee that the examination would be led in a ethical way. Phase Two Research Mixed Mode This phase is based on exploratory phase and uses research method for mixed mode. The sample that was provided to the users contains participation options with the appropriate location and time that is suitable with respondent. This method improves the response rate as it suits the respondents. Thus, some academic needs and limited time ensure the researchers that this is suitable method for data collection phase two process. Target audience The audience in this phase are the survey respondent and expert of marketing in CRM area in hospitality sector. Sampling frame - This uses process of judgement sampling from the respondents from various experts on marketing, members from different institutions and administered surveys. In this phase, judgement sampling was used appropriately. For ensuring, research process in this phase answer the aims of research, objectives and aims were considered in-depth against survey responses and literature review. This created the broad considerations and concepts into primary questions, which used as template for exploratory research. These subject sheets were controlled to the respondents through email alongside an introductory letter. Respondents were provided with the topic sheets with an introductory letter clarifying the examination. The subject sheet likewise incorporated a starting section and finished with a footnote guaranteeing respondents that every single finished questionnaire would get treated with certainty. The topic sheets contained eleven qualitative questions that belongs to open-ended that respondents replied in their particular words and respondents explained as required in request to give the scientist an inside and out view into the area of the topic. Data Analysis and Measurement Techniques The information that was collected from phase one was complied by using excel document and then researcher finished analysis of the outcomes and use tables and graphs for illustrating and representing the outcomes accordingly. The information that was collected from the phase two was collated on the Microsoft word file and then opinions were analyzed of respondents and finally highlight in responses the prevalent themes. Ethical Consideration As per Saunders (2003), ethics in research context demote to behaviour appropriateness in relation to rights those become subject or affected by the work Thus, it was essential for considering the ethical problems throughout research period and always remain sensitive towards impact on work on the defined subjects who approached for taking part in the given research. In starting research phases, gaining consent and clarifying the question related to research, ethical consideration provided to design of analysis of the results, data processing, data storage, collection of data, information that is confidential and questionnaire used in research. Conclusion In this research it is felt that methods that was adopted by the research would answer the questions belong to research, achieve the objectives, addresses all the important ethical problems and make sure that the research is valid and very reliable. In this chapter, major methodology, methods used for development of the research from the previous literature review are introduced. References Kotler P., Armstrong G., Wong V. Saunders J. (2008), Principles of Marketing (Pgs 384-387) Nunes, J. C., Xavier D. (2006), Your Loyalty Program Is Betraying You, Harvard Business Review, 84 (4),12431. Creswell (2003) Research Design P6 Malhotra N.K., Peterson M. (2006), Basic Marketing Research: A decision making approach Kenningham T.L. Varva T.G. (2001).The Customer Delight Principle: exceeding customers expectations. P78 Saunder M., Lewis P. Thornhill A., (2009), Research Method for Business

Social Media free essay sample

Social Media: The Overlord of 21st Century Relationships Twitter, Facebook, Tumblr, Vine, Instagram The list goes on and on. Social media is an ever advancing part of modern society that has not only become a major part of most of our lives but also has played a key role in our relationships. These websites depend on user communication through the internet, which means that nothing is truly face to face. Every message, picture and post can be changed and modified the way the user would like, which can be viewed as either an advantage or disadvantage to the user. Social media also offers convenience and sense of instant gratification as very conversation occurs immediately and quite literally, at the tip of ones fingers, but is it truly worth the toll? The intriguing thing about this concept is that although one has so much control in whats happening, they also have absolutely no control at the same time. We will write a custom essay sample on Social Media or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page All in all, this epidemic, due to its nature of regressing peoples social habits and causing psychological issues, is damaging to relationships. Extensive use of social media can affect peoples social habits for the worse. Justin Marley, an acclaimed psychiatrist says, having another Internet technology that uses peoples ime might mean that they spend much less time with people in face-to face contact people may become deskilled in using verbal and non-verbal methods of communication in real world interactions Real world interactions might take longer, they might occur less frequently or Twitterers might be less likely to be included by their non-Twittering peers. When a persons only contact with people is through the internet, if faced with real life situations they might not be able to communicate in a proper fashion. This is because they are no longer used to normal colloquial anguage but instead text and chat language. This will make them awkward, which consequently makes it harder for them to maintain a relationship. Other evidence of deteriorating social skills is stated, we are hiding behind the cloak of digital text and spell-check to present superior versions of ourselves while using these less intimate forms of communication to accelerate the courting process. (Kutcher 100). When people hide their true selves behind a screen, they wont be that skilled socially since they are not used to it. If they are not able to properly socialize with the people round them, it could cause issues in their connections with other people. Along with causing a downgrade in human social skills, social media creates psychological issues in people, often ones that deal with their personality. Christine Rosen, editor and author, says, A study found that the more time and more friends people had on Facebook, the more likely they were to agree with the statement that others had better happier lives than they did, and the less likely they were to believe that life is fair. (93). When people get such notions of being unhappier than all their friends, heir self-esteem is lowered. This can create feelings of resentment within the person causing them to behave differently with others and thus negatively affecting their relationships. Another author writes, The addictive use of social media may also stem from a fear of being misunderstood. We can edit and re-edit digital messages as much as we like u ntil we decide weve perfectly conveyed our thoughts. We can make ourselves sound intelligent, meaningful, or witty. Cell phones have become the taces ot their users, and messages nave become direct retlections ot our personalities. (Ghuman 110-111). This implies that people are giving themselves a new identity to the users they are communicating with behind the screen. When these people are asked to perform in real life, their social skills wont be effective because theyre so used to portraying themselves as someone else that they arent able to represent their true identity. This could cause a mint-personality or identity crisis for them, which can put a strain on many relationships. The results of this include misunderstandings and confusion, and neither can do good to the relationship. Many would argue that technology helps social media keep people onnected in an easy quick way. Philip Winterburn says, [Social media] tools enable you to identify and Join self-organizing communities that share your interests. Social media can help find people who are similar to you and help broaden ones social network. It can aid people socially and professionally. In addition, some believe it helps keep memories intact, Nearly four years later, I sometimes type his mail address in the search box in my Gmail. Hundreds of results pop up, and Ill pick a few at random to read. (Armendariz 103). Social media offers an unlimited archive of all our online conversations, as long as you can access the account. It can prove helpful to some by showing previous important documents or even old chats with loved ones. Joining social networks where you can meet people who share the same interests as you, is not a bad thing at all; it Just has its few not-so-minor disadvantage. Rosen writes, [Social media] turns the private bonds of friendship and connection into a mass spectator sport, a game in which we are all simultaneously players and viewers (and one in which Facebook and other companies profit richly from our participation). (95). All your relationships and other intimate details of your life are laid out on a public forum for everyone to see, ruining the true essence of romance and friendship. Also, while Gmail or other social medias provide an archive of your past conversations, The power of a hand-written letter is greater than ever. Its personal and deliberate and means more than an e-mail or text ever will. (Kutcher 100). The memories that may be stored with electronics would be no where as dear to one as handwritten love notes or anything similar. Social media is a significant factor in todays current relationships. Although it is an easy form of communication, it can cause a demotion of ones social skills and personality disorders in people which negatively affects relationships. The constant conversations via the internet can result in awkwardness in real life, thus negatively affecting communication and relationships. Moreover, evidence shows that it can cause anxiety and self-esteem issues in people which could even further develop into depression. Although this media can provide easy communication, it is public for everyone to see the intimate moments and may not be as dear of a memory as a andwritten form. Overall, the disadvantages of the use of social media in a relationship outweigh the benefits. Social Media free essay sample In today’s world where on-line business transaction is a norm, Social Media Outlets are sprouting just about every now and then to cater to the demands of the consumer public as well as to provide the means for different businesses to advertise and promote their respective services into the frontlines. Facebook, by far, is presently one of the leading Social Media platforms1 used by businesses to reach-out to consumers and possible business partners. With this growing trend, the conduct of business has greatly evolved from physically exchanging goods and services where the buyer and seller meet-up face-to-face, into the hassle-free on-line transaction and trading. Although these new means has brought about new challenges and risks in the conduct of business, marketing managers still adhere to the basics of running and promoting their respective businesses. These four (4) components are the foundation and guiding principles of a legally astute marketing manager in weighing day to day decisions in today’s modern world. We will write a custom essay sample on Social Media or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The first component is having a set of value-laden attitudes on the importance of the law to the firm’s success. Recognizing the importance of the law serves as the foundation in making all the decisions in every corporation. With this follows the observance of a set of corporate standards and attitudes that is anchored on the legality of each action. At the end of the day, it is not the question of how much you have made for the success of the company, but it is on how you did it. The businesses’ reputation is always at stake most specially when promoting products and services online and this requires a great amount of trust and confidence between the company and the buyer/consumer. Observing the legal aspects in every decision and transaction will greatly build-up the company towards positive growth. Role of a legally astute manager. Different solutions and outcomes are studied well in advance to avoid situations that will put the company at risk in the future. This is done through consultation with business strategist and legal advisors to help determine the efficient and effective ways of dealing business and avoiding possible hindrances. These consultations will also provide the manager important and critical information on the legal aspects of running the business. Having these information will lead to the next component of a legally astute manager which is by having the ability to exercise informed judgment when managing the legal aspects of business. A well-informed manager always makes the best decision and will shoulder the responsibility and the outcome of the company’s decisions. Although managers rely most of the time from their legal advisers in dealing with unexpected hindrances, it is but important for the legally astute manager to have a grasp of understanding the legal aspects of the situation at hand in order to come up with a sound decision. Disputes could highly occur in any online business transaction that is why a legally astute social media marketing manager should be always ready with alternative dispute resolutions. Negotiation is one of these alternative dispute resolutions wherein an agreement is made between the consumer and the service provider on any business venture they both might have agreed upon. These negotiations could be forward-looking or also known as transactional negotiations wherein both parties agreed upon the terms of their relationship and iron out the details of their transaction before they will initiate the deal (Bagley, C. 2013). On the other hand, a negotiation could be backward-looking also known as dispute negotiations wherein parties represented by the consumer and the service provider are already engaged in business go back to a negotiating table to resolve an unexpected issue that transpired after a deal was made and has caused a situation that might affect the successful completion of the business transaction. The critical role of the social media marketing  manager on this kind of alternative dispute resolution is to see to it that a set of agreements has been laid-out between the consumer and the service providers before, during and after they both go into a business transaction that utilizes the social media. Mediation is another method of alternative dispute resolution wherein both parties, the consumer and the service provider, has reached to a point and agreed for a neutral third party, known as the mediator, to mutually resolve an issue that transpired in their transaction. Mediators cannot dictate a solution to a problem, it is the disputing parties involved in a mediation process that should find a resolution to their dispute and agree to abide by it themselves. Mediation provides a fast, simple and inexpensive agreeable solution for parties involved who are willing to settle a dispute an d to maintain the business relationship. Arbitration on the other hand is another type of alternative dispute resolution whereby the parties involved in a dispute agreed to seek the aid of a neutral third party, an arbitrator, to find a resolution for them. In arbitration, the disputing parties should abide to the arbitrator’s decision. Among the three alternative dispute resolutions, the most effective in resolving genuine disputes that arise with consumers who may make purchases from businesses that provide links via social media is the Mediation wherein the social media platform acts as the mediator. A good example is when you buy a product online and it turned out to be something different from what you purchased. You can simply return the item back or have it replaced with the right item through a structured process already laid out and designed by the mediator to fix such disputes. Because business transactions made via the cyberspace are sometimes done between entities coming from different nations and/or states, the federal government can best control the transactions on social media under the implementation of the Commerce Clause. The Commerce Clause is a federal authority that gives Congress the power to regulate all activities that will transpire in the social media market. This power to regulate these activities and transactions involves promulgation of laws that will serve as policies and guidelines for both the consumer public and the service providers in order for them to have a business environment conducive of growth and trust. The three branches of the government have varying significant impacts on the overall transactions conducted via the social media. The Judiciary Branch of the government has the jurisdiction in all cases involving the consumers and service providers whether these transactions may be between entities represented by the state, people within the state and people from foreign nations. The Executive Branch of the government refers to the executive powers of the president and the executive departments and agencies that enforce the laws of the land. This branch is responsible for the execution of orders issued by the Judiciary Branch as well as the implementation of laws and regulations created by the Legislative Branch. On the other hand, the Legislative Branch of the government consists of the House and the Senate, collectively known as the Congress. It is the legislative branch that makes all laws that will govern the land. It is also the Congress that decides and declares war, regulates interstate and foreign commerce and controls fiscal policies. The Legislative Branch has the power that can effectuate the most significant impact on regulating e-commerce and other business transactions via the social media market because the Commerce Clause gives Congress the power to regulate commerce with other nations and between states.

The eNotes Blog RIP Chinua Achebe1931-2013

RIP Chinua Achebe1931-2013 Breaking News:   Just announced that Nigerian author Chinua Achebe has passed away at a hospital in Boston. Achebe was eighty-two. Achebe rose to fame in 1958 with the publication of his first novel  Things Fall Apart,   a work that met with both critical and popular success. Other international best-sellers include  No Longer At Ease, A Man of the People, Arrow of God  and  Anthills of the Savannah.   For the last four years, Achebe has been the David and Marianna Fisher University Professor and Professor of Africana at Brown University in Providence, Rhode Island. Here are ten memorable quotes from both his lectures and works: 1.  Ã¢â‚¬Å"To me, being an intellectual doesnt mean knowing about intellectual issues; it means taking pleasure in them.† 2.   Ã¢â‚¬Å"When suffering knocks at your door and you say there is no seat for him, he tells you not to worry because he has brought his own stool.† 3. â€Å"It is the storyteller who makes us what we are, who creates history. The storyteller creates the memory that the survivors must have otherwise their surviving would have no meaning.† 4.   Ã¢â‚¬Å"Procrastination is a lazy mans apology.†   Ã‚  Anthills of the Savannah 5.   Ã¢â‚¬Å"There is a moral obligation, I think, not to ally oneself with power against the powerless.†   Ã‚  There Was A Country: A Personal History of Biafra 6.   Ã¢â‚¬Å"The white man is very clever. He came quietly and peaceably with his religion. We were amused at his foolishness and allowed him to stay. Now he has won our brothers, and our clan can no longer act like one. He has put a knife on the things that held us together and we have fallen apart.†Ã‚  Ã¢â‚¬â€¢Ã‚  Ã‚  Things Fall Apart 7.   Ã¢â‚¬Å"We cannot trample upon the humanity of others without devaluing our own. The Igbo, always practical, put it concretely in their proverb  Onye ji onye nani ji onwe ya:  He who will hold another down in the mud must stay in the mud to keep him down.†Ã‚  Ã¢â‚¬â€¢Ã‚  The Education of a British-Protected Child: Essays 8.   Ã¢â‚¬Å"One of the truest tests of integrity is its blunt refusal to be compromised. † 9.   Ã¢â‚¬Å"Charity . . . is the opium of the privileged.† 10.   Ã¢â‚¬Å"I believe in the complexity of the human story and that there’s no way you can tell that story in one way and say: This is it. Always there will be someone who can tell it differently depending on where they are standing; the same person telling the story will tell it differently. I masquerade is moving through this big arena. Dancing. If you’re rooted to a spot, you miss a lot of the grace. So you keep moving, and this is the way I think the world’s stories should be told- from many different perspectives.† Think of that masquerade in Igbo festivals that dances in the public arena. The Igbo people say, If you want to see it well, you must not stand in one place.

Flextime Research Paper Example | Topics and Well Written Essays - 1250 words

Flextime - Research Paper Example The firm investment criteria is guided by the existence of strong management, reasonable growth prospects, diversified customer base, sustainable competitive advantage, leading market share and attractive cash flow characteristics. The current investments include Ellery homestyles, Northstar seafood, Getichealth, Advanced discovery, Pelican water systems, Wise Company, Onepath systems and Northfield industries. Trivest is thinking about using flextime to improve the employee morale, attain high job satisfaction and improve the overall productivity of the company. The report will outline the company background and provide detailed analysis of the advantages of flextime for the employees and the company. The company will also analyze the disadvantages of flextime for the employees and the company and provide recommendations that should be implemented by the company. Flexible working hours provide the employees an opportunity to attend to their family needs, personal obligations and life responsibilities more conveniently without jeopardizing their work demands (Financial Post, para 2). Flexible working schedules save employee commuting time and fuel costs since some commuting is outside the ‘rush hour’. This will allow employees to get at work in time and avoid the fuel costs that are incurred in traffic jams during the rush hours (Hirsh and Sun, para 3). The flexible working essential eliminate employee burnout and overload. Employees experience mental and psychical burnout while working on an ongoing schedule of eight hours per day and thus implementation of flexible work hours provides them time to relax and avoid burnout (Financial Post, para 3). Flexible working will allow employees to take personal control over their work schedules and working environment. Implementation of flexible work hours is a sign of compassion and

Market Entry Proposal 4 Essay Example | Topics and Well Written Essays - 2750 words

Market Entry Proposal 4 - Essay Example This essay stresses that Brazil’s income distribution is quite uneven wherein the wealthiest income groups cover almost half the GDP and most of these groups live in states of Sao Paulo and Rio De Janeiro. It has been viewed that almost all the manufacturing industries are located in Sao Paulo and there is a huge inequality of income between the lower class and upper class of people in the nation. Moreover, the crime rate in the country has been continuously increasing which poses a major threat to smartphone industry. On the other hand, demand for smartphones in Brazil has increased and the Brazilian population are inclined towards information society. This paper makes a conclusion that joint venture mode of strategy is the best approach that can be used by Xiaomi so as to enter into the Brazilian market. Therefore, it has been proposed that Telefonica must be opted by Xiaomi to joint venture with which would help it in successfully penetrating the market of Brazil. Thus, Xiaomi in order to implement joint venture effectively must follow a step by step process so as to meet its strategic objective of global market presence. .). Firstly, the desired goals and objectives must be decided by Xiaomi that would help it in deriving the desired outcomes as well. The second step for implementing joint venture is that the Brazilian market must be appropriately analysed which would help it in deriving the market potential and customer purchasing trends in Brazil.

Discrimination and the Hijab: The Role of Social Workers

Discrimination and the Hijab: The Role of Social Workers Melissa Sadaka The aftermath of several political, legal, and historical events has led to the negative representations and tensions towards Islam and its practices in Western society. These depictions have impacted Muslim women who wear the hijab as they are religiously identifiable (Hyder, Parrington, Hussain, 2015). It is evident in the literature and media that discrimination towards the hijab continues to remain a social problem in the West. Discrimination is the mistreatment of an individual due to their race status or background (Australian Human Rights Commission, 2015). Not only does it result in a marginalised society, discrimination is ideologically offensive and negatively effects the individual and society as whole. As demonstrated in the literature, the hijab is discriminated against due the misinterpreted views, held by non-Muslims, that the women who wear it are oppressed and associated with terrorism (Al Wazni, 2015,). These views have proved to negatively affect the daily experie nces and identity of Muslim women as they face difficulties and acts of discrimination in settings such as school, work and the public. Social work essentially aims to focus on and draw attention to discriminatory beliefs and customs that lead to both poor public principles and mental health (Hosken, 2013). It mandatory for all social workers to participate in socially and racially proficient education and advocacy that encourages diversity while concurrently reducing fear and doubt (Australian Association of Social Workers, 2010) . As an occupation and discipline, social work has come to accept the responsibility of tackling and eliminating discrimination in the lives of individuals it assists through both direct and indirect methods (Graham, Bradshaw, Trew, 2009). The current paper will analyse and critique the role of social work and its function in responding to discrimination towards Muslim women particularly in Australia. Recent and alternate social work approaches such as policy, education, research and practice in response to the social problem will also be identified. Social workers recognise the power of diversity as it is competent in characterising and shaping the human experience and is significant to the development of identity. All individuals have basic and fundamental human rights despite their position in society. Securing and ensuring that these rights are protected and believing in the value of the individual are important responsibilities in social work today (Graham, Bradshaw, Trew, 2009) Historically, social work has been criticised due its previous practices in failing to respond to present circumstances and endorsing the standards of a white middle class society(Matsuoka Thompson). Present approaches for social workers mandates them to understand the power of diversity and harness it in order to build a better human society and experience. It is a social workers responsibility to uphold any human beings right and their values and to eradicate discrimination under any basis (Ressler Hodge). The Code of ethics of the Australian Association of Social Workers (AASW, 2010) provides a set of ethical principle and standards to govern social work behavior in relation to discrimination. The organizations Code of Ethics in Australia includes the principle that social workers should challenge social injustice-focusing primarily on issues of poverty, unemployment, discrimination, and other manifestations-and that their activities should promote sensitivity to and knowledge a bout oppression and cultural and ethnic diversity. Further, the Code states, social workers should strive to ensure access to needed information, services, and resources; equality of opportunity; and meaningful participation in decision-making for all people. (AASW, 2010, p.17). A Muslim woman in Australia who has experienced a form of discrimination has access to a range of services and programs that can assist her. The Department of Social Services (DSS), the main source of accessing social policies in Australia, is designed to support and enhance the lives of Australians (2015). The DSS promotes a Multicultural Australia and can provide those who have been discriminated against with multiple resources and support services. The DSS can assist A Muslim woman who has been discriminated against by providing her with information and referrals to programs and policies. The DSS will provide her with information on current Australian anti-discrimination laws and provide her with the option of submitting a complaint to the Australia human rights commission who will then further deliver additional assistance. The Department of human services (DHS) is the main source of access to health, payment and social support for Australians and includes a team of social worker s that can also assist those who use their service (2015). Ghumman and Ryan (2013) study determined that wearing a Hijab amplified both formal and informal discrimination when applying for work. In this example[MS1], a Muslim woman who is using DHS services can contact a DHS social worker for further support if she feels that her hijab is effecting her chances in gaining a full-time job. The DHS social work services can deliver short term counselling, referrals to a range of services and support information. Overall, to sustain both professionalism and diversity in social work it is required to understand basic human rights and reasonable practices to assist victims of discrimination. Their voices should be heard and necessary support should be provided as with every human being. The discrimination towards people based on what they wear and what religion they practice will be ongoing as the current generation and society is poisoned by the narrow thoughts and vague ideas generated from power sources such a media and politics. An individuals choice to wear a garment that represents their faith should be respected within the social work profession. Though Australia is multicultural and embraces diversity and tolerance, discrimination towards the hijab remains existent. Social workers need to be able to demonstrate an understanding of cultural and religious customs, such as the hijab, to establish a justified and enhanced interaction with clients. Social workers should challenge social inju stice by embracing diversity through advocacy. Muslim women who wear the hijab should be viewed as positive assets to work with and learn from. References Al Wazni, A. B. (2015). Muslim Women in America and Hijab: A Study of Empowerment, Feminist Identity, and Body Image. Social Work, 60(4), 325-333. doi:10.1093/sw/swv033 Australian Association of Social Workers. (2010). Code of Ethics AASW. Retrieved March 6, 2017, from https://www.aasw.asn.au/practitioner-resources/code-of-ethics Australian Human Rights Commission. (2015). Complaint information. Retrieved March 7, 2017, from https://www.humanrights.gov.au/sites/default/files/WEB_Info_making_unlawful_discrimination.pdf Department of Human Services. (2017). Social work services Australian Government Department of Human Services. Retrieved from https://www.humanservices.gov.au/customer/services/social-work-services Department Social Services. (2015). What We Do | Department of Social Services, Australian Government. Retrieved March 7, 2017, from https://www.dss.gov.au/about-the-department/overview/what-we-do Ghumman, S., Ryan, A. M. (2013). Not welcome here: Discrimination towards women who wear the Muslim headscarf. Human Relations, 66(5), 671-698. doi:10.1177/0018726712469540 Graham, J. R., Bradshaw, C., Trew, J. L. (2009). Adapting Social Work in Working with Muslim Clients. Social Work Education, 28(5), 544-561. doi:10.1080/02615470802400729 Hosken, N. (2013). Social work supervision and discrimination. Advances in Social Work and Welfare Education, 15(1), 92-104. Retrieved from http://search.informit.com.au/documentSummary;dn=479428906488362;res=IELHSS Hyder, N., Parrington, C. A., Hussain, P. (2015). Experiences of Hijabi Women: Finding a Way Through the Looking Glass for Muslim Americans. Advancing Women in Leadership, 35, 172-177. Retrieved from http://advancingwomen.com/awl/awl_wordpress/ Matsuoka, A. K., Thompson, A. (2009). Combating Stigma and Discrimination Among Social Work Students. Canadian Journal of Community Mental Health, 28(2), 95-98. doi:10.7870/cjcmh-2009-0025 Ressler, L. E., Hodge, D. R. (2006). Religious Discrimination in Social Work. Journal of Religion Spirituality in Social Work: Social Thought, 24(4), 55-74. doi:10.1300/j377v24n04_05 [MS1]Not too sure if I should us this and dont know what else to use Dr Nawal El Saadawi: Memoirs of a Woman Doctor Dr Nawal El Saadawi: Memoirs of a Woman Doctor Since my childhood, I have always dreamt of producing a film or writing a book about gender inequity in the Middle Eastern society. So that I could be able to accomplish this goal, I have to obtain the adequate experience in order to hold a certificate from one of the prestigious universities in Qatar. As a matter of fact, I have the desire towards achieving my goals and proving my skills but my society, with all its restrictions and limitations, doesnt give me the chance to do so. Because I live in a Qatari society, I have to be committed to certain traditions and customs which dont provide me with the opportunity to become a decent educated woman in a community where men only have the power to dominate. Therefore, when I think about the difference between men and women and why people differentiate and discriminate between people based on their gender, I find myself attracted towards reading books about feminism in order to, at least, feel that other women suffer from what I feel and that they will do whatever it takes to gain their lost rights. Through reading these books, I have the chance to know more about the meaning of feminism as well as figuring out more about women who have experienced conflicts with their families since their childhood only because they were born as girls not boys. Therefore, I encouraged myself to read a book called Memoirs of a woman doctor. This book was written by an Egyptian female writer named Dr. Nawal El Saadawi. In fact, this book had had an impact on my life to the extent that it contributed in changing my thoughts and my ideas as well as my view towards different things. A year ago, I read this book and for the first time I felt like I have the p ower to accomplish my objectives and live a normal equal life like any other man in the whole world. Regarding the book of Memoirs of a woman doctor, it talks about a young girl who used to live in a traditional Egyptian family. Unfortunately, the family of this little young girl undervalued her skills and underestimated her talents because she wasnt a boy. Dr. Nawal wanted to attract my attention and the attention of the rest of readers towards the fact that the point of view of this family towards its daughter reflects the point of view of the whole Egyptian and Arab society towards women in general. Being brought up as a girl in such family, this woman had to face all kinds of discrimination and injustice. In other words, her family used to prefer her brother over her despite the fact that she was an amazing student at school and she was more intelligent than him. This definitely has led to many bad effects on her view towards herself. She started to feel that she was born with a disability and that there was something wrong about her. She began to hate herself, her body and ever ything that used to surround womens life. However, she didnt surrender to this cruel reality. Luckily, her family allowed her to continue her studies and she managed to enroll in one of the universities in the faculty of Medicine. After graduation, she turned to become an excellent doctor. Being a doctor provided this woman with the opportunity to start loving herself again. She felt that she had achieved one of her goals and that pushed her forward towards accomplishing more and more in her life. In addition, she started to figure out that discrimination and inequality between men and women is a result of a complicated backward point of view of a society towards women. Moreover, she began to know the fact that other women can do whatever they need if they had the desire and the inner power. Women also have all the chances to accomplish their dreams if they only tried to do so. Thats why the main character in that book believed in biological science as a field of study since studying medicine allowed her to have faith in justice and in breaking all the complicated rules she was forced to follow. On the other side, this book allowed me to believe in myself and my abilities. In other words, I started becoming more self-confidence in addition to being willing to overcome my fears. I also began to become more patient as I learned that life cant be easy all the time and that I had to try harder in order to succeed. Moreover, I have figured out that only successful people have the chance to enjoy their lives since they have faith in their skills and they never give up no matter what they face. Besides, I began to love myself more and accept the fact that I was born as woman for a certain reason as God never creates something by coincidence. Because I read this book when I had to deal with a lot of issues, it was and is still considered as a source of energy as it provided me with the needed positivity to accomplish what I had planned. As a matter of fact, when I figured out that this woman in the book of Dr. Nawal had to suffer because of complicated thoughts, I felt that she represents me and a lot of million women all over the world who have to face many problems to gain their rights. Moreover, this book let me know more about a lot of topics about which I didnt have a background. For example, I began to have ideas about different things like marriage, loyalty, human body, beauty and creativity. I also learned that I work not only to gain money but also to help people get the needed medications so that they could have healthier bodies. On the other hand, my creativity began to increase and I started to use my imagination to solve problems. Moreover, I learned that we all are humans and that we werent born as angels. T herefore, we commit mistakes and thats why we need to forgive each other. Since reading is one of the great pleasures in this world, I enjoyed reading Memoirs of a woman doctor. This book widened my thoughts about feminism and also enlightened my vision. As a matter of fact, I began to learn that feminism doesnt refer to makeup or high heels or having a great body. Instead, it indicates intelligence, beauty of the soul and having a smart brain. In other words, many people believe that feminism is a concept that involves being a lady in shape which is totally wrong. On the contrary, feminism is a term that indicates being a lady by being educated and sophisticated. Thats why I believe the Qatari society and the entire Arab society must change their point of view towards women. Therefore, instead of looking at their clothes or their bodies, they need to look through their minds. Like many families in Egypt, Qatari families adopt following the customs and traditions of the Arab society. These traditions are indicated in the fact that young girls must wear veil when they are not in their homes. Being an Arab woman living in Qatar, I was obliged to cover my head wherever I go. Furthermore, some Qatari families force their young daughters to quit school and get married to older men because they believe that women were created to achieve that purpose. Thats why I felt that this book has touched something in my heart and also because I had to experience what the writer had had to go through. Conclusion The book of Dr Nawal El Saadawi called Memoirs of a woman doctor provided me with a lot of information and thats why I began to change my thoughts and my views towards myself and the entire society. Therefore, I believe Arab societies especially the Qatari one have to change the way they view women. They also must encourage other organizations in order to offer women opportunities to improve their skills. Furthermore, women must not give up and form peaceful marches to defend their lives and their rights. By following these steps, women will be able to have equal life just as men and I will have the chance to accomplished all my plans and goals. I will also never regret because I was born as a woman. Instead, I will be proud of my femininity.

Altruism/Kin Selection

â€Å"Dream as if you’ll live forever, live as if you’ll die today (James Dean)! † By this being said ants and bees are there to protect and provide for the queen at any means necessary. This is where altruism and kin selection play a huge role in the lives of bee’s and ants. Kin selection and Altruism is equal with social insects to dominate many terrestrial habitats that they can hardly describe it as colony of organisms because the individuals appear to operate as a unit that is dedicated to the perpetuation and reproduction of the colony as a whole.Altruism and Kin selection vary in many ways. There are small colonies with only a few individuals and then there are some with thousands or even millions of individuals. Colonies may begin by single individual or by a large cohort of a parent colony. In some bee’s and ant colonies they are short lived or seasonal, but they may persist for many years. Bees and ants colonies consist of both sexes; howe ver, others are entirely females. Since the Hymenoptera (ants and bees) are haplodiploid, the diploid female produces from fertilized eggs and haploid males from unfertilized eggs (David C. Queller and Joan E. Strassmann). They have a society that is similar to one another when it comes to reproductive division of labor. The insects have only one or a few reproductive, called queens. The individual are workers that specialize in foraging, defending, and carrying for the young. However, they may or may not be morphologically distinct from the reproducing caste (Queller and Strassmann). Kin selection and altruism is widely important according to William D. Hamilton, he generalized it, quantified it, and was the first to argue that it was important.They formalize the obvious point that helping relatives is advantageous, whereas harming them is not. Basically it explains how to look over situations in which there are tradeoffs between help and harm, for instance like with the bees and a nts, they show helping manners rather than harming. Ants and bees know when to aid one relative at the expense of another. Instead of having the mentality of being on there own all the time, having to look over their shoulder 24/7. They have always made an interesting challenge to our evolving notion and social insects are highly altruistic.Altruism is sensational, when a worker bee commits suicide in stinging an adversary (Turner J. Scott). The hordes of sterile workers that help others come from their parents or occasionally siblings that reproduce in their stead. Darwin thinks that treating altruism as a subterfuge will advance the genetic of the insects to interest of altruist. Interplay between kin selection theory and Altruism has been very complex. Now with bees and ants, altruistic behavior is favored by genetic peculiarity called haplodiploidy. Which means; the parental genes are transmitted differently into male and female offspring.Haplodiploidy skews the genetic relation ships between parents and siblings in a way that favors altruism (Scott). Bees that work can most effectively transmit her genes to the future generations not by producing her own offspring though. However, it forces her mother to produce sisters for her. Bee colonies are single fertile queens as well as ants and the hordes of the sterile, we cannot forget about the female workers either. The production of a few fertile females and drones follow from the genetic peculiarity (Manojkumar, Ramteke, and Gupta Santosh K. ).Kin selection operates in the organisms other than altruism, has an important goal to include all of the organisms in a common explanatory framework. It has the theory that predicts that colony mates must be related and that sterility must be conditionally expressed. In some insects, for instance, the ant in particular, colonies are founded by numerous unrelated queens. Since they collaborate often in the face of brood stealing by other colonies and in rearing a larger initial worker force, which is crucial for the early survival of the colony (Wenseleers, Tom, Adam G. Hart, and Francis L. W. Ratnieks). Then the workers that emerge, cooperation among the queens usually ends and all killed except one, either by their rivals or by workers. If the queen has some type of probability of being the sole survivor, queens that has direct benefits is more mutualistic than altruistic. Being that no altruistic sacrifice requiring kin selection takes place and each queen takes a calculated risk in trying to become the sole queen of a large successful colony.The queens that are not related fight for control of the nest and workers force. These fights are very intense and end in the death of all but one queen. A great challenge to the central prediction of kin selection is posted by ants, called unicolonial ants, which are characterized by huge colonies, many queens, and little aggression within a network of interconnected nests that are probably formed by budd ing. Even though so little kin selection is possible, unless individuals can distinguish close kin from random colony mates, altruism might be maintained.This is so workers in these species are too specialized to revert to a reproductive role. With zero relatedness, traits of nonreproductive workers lose all heritability and workers traits can no longer evolve adaptively (Queller and Strassmann). For kin selection to produce a sterile caste it’s genes for sterility must either be expressed conditionally or have low penetrance. A sterility gene that is always expressed never gets reproduced even if it indirectly. This is so any relatives with the gene are also sterile.However, a sterility gene expressed only in poorly fed females causes them to help well-fed relatives, which can then transmit their unexpressed sterility genes is a prime example of evolving under kin selection (Queller and Strassmann). Queenship in stingless bees is thought to be because of heterozygosity, whic h is a special mechanism that is consistent with altruism. The most shocking support for kin selection from of any organism comes from the studies of sex ratio. Sex ratio equilibrium occurs when the number of males and females are equal.The relatedness does not cancel if the sex ratio is controlled by workers in the ants or bees, whose haplodiploid genetic system generates peculiar pattern (Queller and Strassmann). Most colonies that are headed by a single mated queen, workers can allocate their effort between two kinds of reproductive. One is a female who are full sister, related by 0. 75, and males who are brothers that are related by 0. 25. Then there is the reproductive males and females who are equally costly to produce. This theory is predicted by a population equilibrium at three reproductive female for every reproductive male (Queller and Strassmann).Being that the ratio is an equilibrium the average male has three fold reproductive advantage over the average female, which a n advantage that is exactly balanced from the worker point of view by the fact that a brother carries only one third of as many worker genes as a sister. Males and females are not equally costly the same conclutions hold for ratio of investments because the queen controls the investment, which mean the equilibrium is a 1:1 investment ratio. Whereas, under the workers control the equilibrium investment ratio is 3:1, therefore this provided the females reared are full sisters.Haplodiploid hypothesis has been so influential that it is sometimes confused with the much more general theory of kin selection itself (Queller and Strassmann). Meanwhile, the decline has sometimes led to the misimpression that kin selection theory has been proven inadequate. Many female Hymenoptera have the abilities that could make them effective workers. There are many ways in which groups of individuals can organize their work synergistically as a rule; this synergism must evolve after cooperation has been i nitiated for other reasons.There is an exception that might arise if a female is in a poor condition and is unable to function well as reproductive but are still able function well as helpers provides better defense against predators. Two stings might be more than twice as effective as in one. Kin Selection and Altruism play a huge roll in ants and bees colonies to help them survive longer and to keep the colony running as long as it does. Without these bees and ants probably would not last more than a few weeks.